Working capital for growing businesses

Start the Rally.

RallyCap Funding puts working capital behind your next move, whether that is a bulk order, a new truck, or a contract you can finally say yes to. One short application, and every number in writing before you sign.

  • One short application
  • An answer within one business day
  • Funds sent by wire

What owners use it for

The opening shows up before the cash does.

Inventory

Buy in bulk ahead of your busy season, at your supplier's volume price.

A bigger job

Front the materials and labor for a contract you would otherwise pass on.

Equipment

Add the truck, the oven, or the machine that lets you take on more work.

New hires

Bring on the crew for your busy season before the revenue from it arrives.

Marketing

Fund the campaign while the demand is there to capture.

Existing advances

Bring several advances down to one payment and free up cash to grow.

How it works

Four bases, start to funded.

  1. First

    Apply

    Fill out the short request on this page and send your last four months of business bank statements.

  2. Second

    Get your offer

    We review your deposits and any existing balances, then send an offer showing the amount funded, the total you pay back, and each payment.

  3. Third

    Sign

    Ask us anything about the terms, then sign electronically. The terms you sign are the terms we fund.

  4. Home

    Get funded

    We wire the funds to your business account. Payments start on the schedule in your agreement.

Funding

Two ways we put capital to work.

Merchant cash advance

We buy a set amount of your future sales and pay you for it up front. You deliver it through fixed daily or weekly payments from your business account.

If your sales drop, you can ask us to reconcile your payments against what you actually brought in.

Reverse consolidation

If several advances are taking most of your deposits, we fund you each week to cover those payments, and you make one smaller payment to us.

Your daily cash flow gets room to breathe while the older balances pay down on schedule.

What we look at

  • Monthly deposits and how they are trending
  • How long you have been in business
  • Existing advances and their balances
  • Your industry

What to have ready

  • Four months of business bank statements
  • A completed application
  • A government-issued ID for each owner

Before you sign

Every number, in writing.

Your offer lists what you receive and what you pay back, in dollars. Read it, ask questions, and compare it with any other offer you have.

A merchant cash advance is a purchase of future receivables. It is not a loan.

Amount funded
What reaches your account
Total payback
The full amount you deliver
Payment
Amount and how often
Fees
Each one, itemized
Estimated term
Based on your current sales

Brokers and ISOs

Send us the file.

We fund deals you bring us and we treat your merchant as yours.

  • A straight answer

    Approved, countered, or declined, with the reason, so you know where the file stands.

  • Your merchant stays yours

    We don't go around you. Contact with your merchant runs through you unless you ask us to step in.

  • Paid when it funds

    Your commission is set in writing before the deal closes and paid when the deal funds.

Submit files to team@rallycapfunding.com

Questions

What owners ask first.

Is this a loan?

No. A merchant cash advance is a purchase of a set amount of your future sales. You receive funds up front and deliver the purchased amount through scheduled payments.

How do payments work?

Payments are a fixed amount drawn from your business bank account daily or weekly. The amount and schedule are written into your agreement before you sign.

What if my sales slow down?

Ask us for a reconciliation. We compare your payments with what your business actually brought in and adjust them to match.

Can I apply if I already have an advance?

Yes. Tell us what you have open. We look at those balances, and if they are squeezing your cash flow we may suggest a reverse consolidation.

What does it cost?

Your offer shows the total payback and every fee before you sign. The cost depends on your revenue, your time in business, and your existing balances.

Where do you fund?

We fund businesses across the United States, where state law allows.

Request funding

Tell us about the business.

This takes about two minutes. It doesn't ask for a Social Security number, and sending it doesn't commit you to anything.

We reply within one business day.

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